Queens Attorney for Life Insurance Claim Denials
There are various reasons that life insurance claims are denied in Queens. Unfortunately, in some cases, denials are unjust. Beneficiaries can contest wrongful refusals and pursue the compensation they deserve.
The process for contesting a wrongful denial of life insurance benefits starts by notifying the insurer at issue and following their recommended appeals process. If benefits are still wrongfully withheld, you may file a lawsuit seeking financial compensation from the insurance company. Our attorneys can offer guidance and support throughout each step of the process.
If your life insurance benefits were wrongfully refused, get help pursuing the payment you should have received. Contact our experienced Queens attorneys for life insurance claim denials today by calling The Carrion Law Firm at (718) 841-0083. Our lawyers can review your case for free.
How to Dispute a Wrongfully Denied Life Insurance Claim in Queens
There are certain steps you should atake when seeking to dispute a wrongfully denied life insurance claim. Our Queens attorneys for life insurance claim denials can offer assistance with each step of the following process:
Notify the Insurance Company
The first step you should take is to notify the insurer at issue that you believe your life insurance benefits have been unjustly withheld. Most insurers will require beneficiaries to notify them of improper refusals in a timely manner. Waiting to notify your insurance company could inhibit your ability to recover the compensation that was refused.
Follow the Insurance Company’s Appeals Process
Next, you should follow the appeals process that has been outlined by the insurance company. Most insurers will set forth guidelines for appealing a denied claim. After going through multiple levels of review, the insurance company will decide if the benefits at issue should have been paid out. Our Queens attorneys for life insurance claim denials can help take the appropriate steps when following an insurance company’s appeals process.
File a Lawsuit
If your life insurance benefits are still wrongfully withheld after following the insurer’s appeals process, then you may file a lawsuit against the insurance company seeking the payment you rightfully deserve. Our attorneys can help build your case and prove that your claim was unjustly denied.
Reasons Life Insurance Claims are Denied in Queens
Insurance companies may give various reasons for denying life insurance claims. The following are potential justifications for denying payment:
- Cause of death not covered by the policy
- Lack of proper documentation
- Beneficiary disputes
- Lack of a designated beneficiary
- Nonpayment of premiums
- Failure to disclose necessary information
- Material misrepresentations made on applications
- Deaths occur during a contestability period
Unfortunately, many insurance companies attempt to limit payouts by unjustly denying life insurance claims. When benefits are wrongfully withheld, claimants can miss out on important compensation that provides support during periods of immense hardship. In such cases, our experienced Queens attorneys for life insurance claim denials can help fight insurers so that beneficiaries may recover the payment they deserve.
How Our Attorneys Can Help Overturn Your Life Insurance Claim’s Denial in Queens
Beneficiaries rely on life insurance benefits to provide them with crucial support after the death of their loved one. When claims are improperly denied, policyholders’ relatives can face multiple forms of hardship. Fortunately, in these situations, our Queens attorneys for life insurance claim denials can help explain your rights and determine the appropriate course of action. Our experienced lawyers can help in the following ways:
Explain the Process for Filing Your Claim
The aftermath of a family member’s death can be traumatic and disorienting. Many beneficiaries do not know how to proceed when seeking benefits under their loved ones’ life insurance policies. Our lawyers can help take the appropriate steps when filing your claim.
Explain the Denial Letter
When insurance companies deny life insurance claims, they should provide beneficiaries with a letter explaining their reasons for denial. There are many reasons a claim may be denied. However, insurance companies often justify their denials with reasoning that is vague and confusing to beneficiaries. Many people have trouble fully comprehending insurance companies’ reasons for denials.
Our Queens attorneys for life insurance claim denials can help explain the contents of your denial letter. Accordingly, you can more easily determine if your benefits have been improperly withheld.
Guide You Through the Appeal’s Process
You just initially contest an unjust claim’s denial by following an insurance company’s established appeals process. Typically, after initiating an appeal, denials will be reconsidered during multiple levels of review. Most insurance companies require that appeals are submitted in a timely manner. Our lawyers can help submit your appeal quickly and effectively.
File a Lawsuit
If your life insurance benefits are still wrongfully withheld after following and insurance companies established appeals process, then you may file a lawsuit against the insurer seeking the payment you deserve. Our Queens attorneys for life insurance claim denials can help review your case and determine the proper course of action. Our lawyers can lean on years of experience when seeking the full range of compensation available in your case.
Examples of Cases Where Life Insurance Claims Are Wrongfully Denied in Queens
Insurance companies are always seeking to protect their bottom line. Accordingly, many insurers will look for any potential reason to deny a life insurance claim. There are certain types of cases where opposition is more likely to be encountered. Insurance companies often deny claims involving the following:
- Policies that have only briefly been in place
- Disputable causes of death
- High value claims
- Lower-tier insurance firms
If your life insurance benefits have been improperly withheld, then our lawyers can help. No matter the circumstances of your denial, our Queens attorneys for life insurance claim denials will fight for the benefits you are entitled to.
If You Need to Dispute an Improperly Denied Life Insurance Claim in Queens, Our Attorneys Can Help
If your life insurance benefits were unjustly withheld, seek support from our experienced Queens attorneys for life insurance claim denials by calling The Carrion Law Firm at (718) 841-0083 for a free case review.