What Happens if I Get in a Car Accident Without Insurance in Suffolk County, NY?
Either party in a car accident being uninsured can pose issues for Suffolk County, NY victims. If you or a negligent driver was uninsured at the time of a crash, it’s important to know what that may mean for your future compensation claim.
All drivers in Suffolk County, NY must carry personal injury protection (PIP) insurance in case of an accident. If you’re uninsured, you will not be able to file a PIP claim. However, you might be able to file a claim with a negligent driver’s liability insurance. If a negligent driver does not have liability insurance, that is no longer an option. Regardless of whether a victim or a negligent driver is uninsured, a victim might be able to file a lawsuit. Because of New York’s no-fault laws, this can be difficult, so it’s important for victims to have an experienced attorney by their side.
We’re here to help victims hold negligent drivers accountable. For a free case evaluation with the Suffolk County, NY personal injury lawyers at The Carrion Law Firm, call today at (718) 841-0083.
What Happens if a Car Accident Victim is Uninsured in Suffolk County, NY?
Car accidents are complicated enough. When victims are uninsured, matters can become even more complex. If you were uninsured at the time of your Suffolk County, NY car accident, it’s crucial to learn how you can recover compensation.
New York is a no-fault state for car accidents, meaning drivers throughout the state, including Suffolk County, must purchase personal injury protection insurance. This coverage is mandatory and exists to compensate victims after a car accident in lieu of litigation. If you do not have PIP insurance and are hit by a negligent driver, you may be understandably concerned.
Even if you are without PIP insurance, that doesn’t mean you can’t necessarily file an insurance claim of any kind. All drivers must carry liability insurance in addition to PIP insurance in Suffolk County, NY. So, you might be able to file a claim with a negligent driver’s liability insurance if you are uninsured. If PIP isn’t an option, victims might have to turn to their health insurance to cover costs related to an accident. In some cases, Suffolk County, NY can even file a lawsuit against an at-fault party, regardless of whether or not they are insured.
In order to file a car accident lawsuit in Suffolk County, NY, whether you’re insured or not, you have to prove that you sustained a serious injury. Remember, New York’s no-fault system exists to deter lawsuits as much as possible. Only victims with certain damages can file a compensation claim. To learn whether or not you can file a lawsuit as an uninsured victim, speak to an NYC car accident lawyer immediately.
What Happens if a Negligent Driver is Uninsured in Suffolk County, NY?
When an at-fault party has no liability insurance, the victim’s options for compensation may be impacted. If the driver that caused your recent Suffolk County, NY car accident was uninsured at the time, speak to a lawyer right away.
Because New York is a no-fault state, filing a claim with a negligent driver’s liability insurance is not a victim’s primary compensation route after a crash. After an accident, victims must file a claim with their own personal injury protection insurance. If their PIP plan is insufficient to cover the cost of their injuries, then victims might turn to a negligent driver’s liability insurance. Of course, if a negligent driver is uninsured, then filing a claim with their liability insurance is not an option. Victims might then choose to file a claim with their own uninsured or underinsured motorist coverage or file a lawsuit against an uninsured driver.
In order to bring a claim against an uninsured driver in Suffolk County, NY, victims must prove the severity of their injuries. Remember, New York’s no-fault system only allows victims who have sustained serious car accident injuries to file compensation claims. A negligent driver being uninsured is not reason enough to file a car accident lawsuit in Suffolk County, NY.
If a negligent driver is uninsured and your PIP plan is insufficient to cover the cost of your injuries, filing a lawsuit may be necessary to recover the compensation you deserve. In order to file a successful compensation claim against an uninsured driver, turn to an experienced Queens car accident lawyer for help.
Can Uninsured Car Accident Victims Face Consequences in Suffolk County, NY?
If you or a negligent driver are uninsured, your options for compensation after a Suffolk County, NY car accident may be limited. Being uninsured comes with consequences, so it’s important for all Suffolk County, NY drivers to get the necessary coverage.
If you are found to be driving without personal injury protection insurance in Suffolk County, NY, you can face serious consequences. This coverage is mandatory, and any drivers without it can face legal problems. Being the victim of a Suffolk County, NY car accident does not protect you from potential consequences for not carrying the necessary PIP insurance.
If you are uninsured, you will not be able to file a PIP claim after a crash. While filing a lawsuit might be possible after an accident, having the option of filing an insurance claim can be comforting for victims.
If you are uninsured and have been injured in a collision, call a Brooklyn, NY car accident lawyer immediately. Your attorney can help you navigate the potential difficulties you may face for non-compliance and help you file a successful compensation claim, despite being uninsured.
Call Our Lawyers After a Car Accident in Suffolk County, NY
If you were recently injured in a car accident in Suffolk County, NY, our attorneys can help. For a free case evaluation with the Queen’s personal injury lawyers at The Carrion Law Firm, call today at (718) 841-0083.